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100 Cherry Street , #604

Panama City, FL 32401
  • $495,000
  • STATUS: Active
  • ON SITE: 73 Days
  • MLS #: 784711
UPDATED: 17 min ago
$495,000
  • 3
    BEDS
  • N/A
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,701
    SQFT
  • $183
    $/SQFT
Neighborhood:
Type:
Condo
Built:
1975
County:
Bay

School Information

Elementary School:
Middle School:
High School:
Bay

Description

$40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a 2,701-square-foot midcentury-inspired haven—graced with sweeping vistas of Shell Island, shimmering sailboats gliding by, and the quiet elegance of waterfront life just minutes from Panama City's revitalized Historic Downtown. From the moment you enter, it's clear this is no ordinary condo. Wrapped in natural light and framed by full-height sliding doors, the residence opens to two expansive balconies—each commanding front-row views of the bay. One balcony has just been updated with a new surface finish; the other remains in pristine condition. Automated hurricane shutters and remote-controlled sunshades provide effortless protection and privacy while preserving the serene panorama. Inside, this thoughtfully curated home boasts refreshed parquet flooring, all-new designer lighting throughout, and a fresh coat of paint that highlights the crisp, clean lines of its original design. The kitchen is both beautifully updated and functionally exceptional, featuring a Wolf cooktop, top-of-the-line Maytag oven, and built-in Jenn-Air microwave—a rare combination of performance and sophistication that elevates the culinary experience. Additionally, three full bathrooms—each attached to a private bedroom suite—deliver comfort and privacy for family or guests. The owner's suite is a true sanctuary, featuring private balcony access, panoramic water views, and a pair of walk-in closets—his and hers—each appointed with custom built-ins for effortless organization and elevated living. A secondary bedroom also enjoys direct balcony access, while the third suite offers quiet separation and its own en-suite bath, making it perfect for guests or multigenerational living. One of the most compelling spaces is the bay-facing office, adorned with wall-to-wall built-in bookshelves and balcony access—a statement-making space equally suited for productivity or quiet reflection. Dual HVAC systems have been recently replaced, ensuring the residence remains energy efficient and climate controlled year-round. Two private storage units are included, along with two parking spaces just steps from the elevator—a rarity in most communities of this scale. The Cove Condominium lifestyle is equally refined, offering residents access to a waterfront pool, a generous community clubhouse, and a dock for fishing or tying up your boat after a leisurely sail on the bay. Just beyond the gates, you're walking distance from the restaurants, boutiques, and galleries of Historic Downtown Panama City—where the charm of the past meets the energy of the present. Unit 604/605 at 100 Cherry Street is a truly unique opportunity to own one of the largest and most beautifully appointed waterfront homes in the area, marrying timeless design with everyday livability in an unbeatable location.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-04-19T07:04:22.027.
www.wavesandwoodsfl.com/homes/172747288
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100 Cherry Street , #604 Panama City, FL 32401

  • Price: $495,000
  • Status: Active
  • On Site: 73 Days
  • Updated: 17 min ago
  • MLS #: 784711
3
Beds
3
Baths
0
½ Baths
N/A
Acres
2,701
SQFT
$183
$/SQFT
1975
Built
Neighborhood:
Cove Condominium
County:
Bay
Area:
Bay County-Central
Elementary School:
Cherry Street
Middle School:
Jinks
High School:
Bay
Property Description
$40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a 2,701-square-foot midcentury-inspired haven—graced with sweeping vistas of Shell Island, shimmering sailboats gliding by, and the quiet elegance of waterfront life just minutes from Panama City's revitalized Historic Downtown. From the moment you enter, it's clear this is no ordinary condo. Wrapped in natural light and framed by full-height sliding doors, the residence opens to two expansive balconies—each commanding front-row views of the bay. One balcony has just been updated with a new surface finish; the other remains in pristine condition. Automated hurricane shutters and remote-controlled sunshades provide effortless protection and privacy while preserving the serene panorama. Inside, this thoughtfully curated home boasts refreshed parquet flooring, all-new designer lighting throughout, and a fresh coat of paint that highlights the crisp, clean lines of its original design. The kitchen is both beautifully updated and functionally exceptional, featuring a Wolf cooktop, top-of-the-line Maytag oven, and built-in Jenn-Air microwave—a rare combination of performance and sophistication that elevates the culinary experience. Additionally, three full bathrooms—each attached to a private bedroom suite—deliver comfort and privacy for family or guests. The owner's suite is a true sanctuary, featuring private balcony access, panoramic water views, and a pair of walk-in closets—his and hers—each appointed with custom built-ins for effortless organization and elevated living. A secondary bedroom also enjoys direct balcony access, while the third suite offers quiet separation and its own en-suite bath, making it perfect for guests or multigenerational living. One of the most compelling spaces is the bay-facing office, adorned with wall-to-wall built-in bookshelves and balcony access—a statement-making space equally suited for productivity or quiet reflection. Dual HVAC systems have been recently replaced, ensuring the residence remains energy efficient and climate controlled year-round. Two private storage units are included, along with two parking spaces just steps from the elevator—a rarity in most communities of this scale. The Cove Condominium lifestyle is equally refined, offering residents access to a waterfront pool, a generous community clubhouse, and a dock for fishing or tying up your boat after a leisurely sail on the bay. Just beyond the gates, you're walking distance from the restaurants, boutiques, and galleries of Historic Downtown Panama City—where the charm of the past meets the energy of the present. Unit 604/605 at 100 Cherry Street is a truly unique opportunity to own one of the largest and most beautifully appointed waterfront homes in the area, marrying timeless design with everyday livability in an unbeatable location.
Exterior Features

Architectural Style Mid Rise Attached Garage YN No Construction Materials Concrete Exterior Features Dock Garage YN No Lot Features Paved Other Structures Pool House Patio And Porch Features Balcony Pool Features In Ground Community Roof Clay Stories 7 View Bay View YN Yes

Interior Features

Appliances Convection Oven Electric Cooktop Electric Oven Electric Water Heater Building Features Dumpster Cooling Central Air Multi Units Cooling YN Yes Heating Central Heating YN Yes Parking Features Additional Parking Paved Parking Lot Rooms Bedroom (First Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished None

Property Features

Association Amenities Dock Picnic Area Storage Association YN Yes Community Features Conference / Meeting Room Dock Elevator Park Pool Storage Facilities Waterfront Community Pool Land Lease YN No Listing Service Full Service Lot Size Dimensions 0x0 New Construction YN No Occupant Type Vacant Property Sub Type Condominium Property Sub Type Additional Condominium Security Features Carbon Monoxide Detector(s) Fire Alarm Smoke Detector(s) Senior Community YN No Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 10267 Tax Year 2025 Utilities Cable Connected Phone Connected Waterfront Features Bayfront Seawall Waterfront YN Yes Zoning Description Resid Multi- Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Corcoran Reverie: 850-231-5030. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-04-19T07:04:22.027.
 
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