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8618 Surf Drive , #208

Panama City Beach, FL 32408
  • $224,900
  • STATUS: Active
  • ON SITE: 70 Days
  • MLS #: 793632
Price Reduced
$224,900
  • 1
    BEDS
  • N/A
    ACRES
  • 1
    BATHS
  • 0
    1/2 BATHS
  • 576
    SQFT
  • $390
    $/SQFT
Neighborhood:
Type:
Condo
Built:
1982
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower. Recent improvements include the replacement of all exterior windows with tinted, hurricane-rated windows, along with a new front entry door. Community amenities include a Gulf-front swimming pool and a covered picnic pavilion overlooking the beach. Restaurants, local attractions, shopping, and entertainment are all just a short walk away, while St. Andrews State Park is only minutes away for boating, fishing, kayaking, hiking, and exploring one of the area's most scenic coastal parks. Whether you're looking for a private beach retreat or a vacation rental opportunity, this turn-key ready condo offers beautiful Gulf views and a location that's just steps from the sugar-white sands of Panama City Beach.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-10-15T00:04:04.053.
www.wavesandwoodsfl.com/homes/179822943
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8618 Surf Drive , #208 Panama City Beach, FL 32408

  • Price: $224,900
  • Status: Active
  • On Site: 70 Days
  • MLS #: 793632
1
Beds
1
Baths
0
½ Baths
N/A
Acres
576
SQFT
$390
$/SQFT
1982
Built
Neighborhood:
Ocean Terr. Condo.
County:
Bay
Area:
Bay County-Beach
Elementary School:
Breakfast Point
Middle School:
Breakfast Point
High School:
Arnold
Property Description
Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower. Recent improvements include the replacement of all exterior windows with tinted, hurricane-rated windows, along with a new front entry door. Community amenities include a Gulf-front swimming pool and a covered picnic pavilion overlooking the beach. Restaurants, local attractions, shopping, and entertainment are all just a short walk away, while St. Andrews State Park is only minutes away for boating, fishing, kayaking, hiking, and exploring one of the area's most scenic coastal parks. Whether you're looking for a private beach retreat or a vacation rental opportunity, this turn-key ready condo offers beautiful Gulf views and a location that's just steps from the sugar-white sands of Panama City Beach.
Exterior Features

Architectural Style Low Rise Attached Garage YN No Garage YN No Levels Two Lot Features Paved Pool Features In Ground Community Stories 2 View Gulf View YN Yes

Interior Features

Appliances Electric Range Electric Water Heater Cooling Central Air Ceiling Fan(s) Cooling YN Yes Entry Level 2 Heating Central Electric Heating YN Yes Interior Features Shower Only Parking Features Paved Parking Lot Rooms Full Bath (First Level) Bedroom (First Level) Dining Room (First Level) Kitchen (First Level) Living Room (First Level) Units Furnished All Units

Property Features

Association Amenities Gazebo Association Fee 1621.88 Association Fee Frequency Quarterly Association Fee Includes Cable TV Insurance Pest Control Pool(s) Sewer Water Association YN Yes Community Features Pool Community Pool Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 0x0 New Construction YN No Occupant Type Tenant Property Sub Type Condominium Property Sub Type Additional Condominium Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 2119.35 Tax Year 2025 Utilities Cable Connected Electricity Available Waterfront YN No

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of RC Real Estate Group: 850-249-6100. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-10-15T00:04:04.053.
 
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3300 HWY 98 SUITE 104
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