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8700 Front Beach Road , #3106

Panama City Beach, FL 32407
  • $198,885
  • STATUS: Active
  • ON SITE: 56 Days
  • MLS #: 794306
Price Reduced
$198,885
  • 1
    BEDS
  • N/A
    ACRES
  • 1
    BATHS
  • 0
    1/2 BATHS
  • 1,071
    SQFT
  • $186
    $/SQFT
Neighborhood:
Type:
Condo
Built:
2009
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

The Seller is interested in offering, ''Owner Financing'' , or ''lease to own '' with favorable terms. This could be your new Home, or A Proven Income stream, seller has documented rental income, this is literally a Ground floor opportunity. Ground floor Units come around once in a Blue Moon at Island Reserve. This one has that with two covered parking spaces. The unit has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the warm sunlight. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-10-15T00:04:04.053.
www.wavesandwoodsfl.com/homes/180292813
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8700 Front Beach Road , #3106 Panama City Beach, FL 32407

  • Price: $198,885
  • Status: Active
  • On Site: 56 Days
  • MLS #: 794306
1
Beds
1
Baths
0
½ Baths
N/A
Acres
1,071
SQFT
$186
$/SQFT
2009
Built
Neighborhood:
Island Reserve
County:
Bay
Area:
Bay County-Beach
Elementary School:
Breakfast Point
Middle School:
Breakfast Point
High School:
Arnold
Property Description
The Seller is interested in offering, ''Owner Financing'' , or ''lease to own '' with favorable terms. This could be your new Home, or A Proven Income stream, seller has documented rental income, this is literally a Ground floor opportunity. Ground floor Units come around once in a Blue Moon at Island Reserve. This one has that with two covered parking spaces. The unit has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the warm sunlight. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.
Exterior Features

Architectural Style Low Rise Covered Spaces 2 Garage YN No Patio And Porch Features Covered Patio Pool Features In Ground Community Road Frontage Type City Street

Interior Features

Appliances Electric Oven Cooling Central Air Cooling YN Yes Entry Level 1 Heating Electric Heating YN Yes Interior Features Walk- In Pantry Rooms Living Room (First Level) Units Furnished None

Property Features

Association Amenities Other See Remarks Game Room Gated Picnic Area Association Fee 1690 Association Fee Frequency Quarterly Association Fee Includes Association Management Clubhouse Cable TV Legal / Accounting Other Pool(s) See Remarks Association YN Yes Buyer Financing Other Seller Financing Community Features Basketball Court Pool Community Pool Gated Listing Service Limited Service Lot Size Dimensions 0x0 New Construction YN No Occupant Type Vacant Property Sub Type Condominium Property Sub Type Additional Condominium Security Features Security Gate Gated Community Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 2286.71 Tax Year 2025 Utilities Cable Connected Waterfront YN No Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Local Motion Realty LLC: 972-824-3330. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Waves and Woods Realty. Data last updated: 2026-10-15T00:04:04.053.
 
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